Raul Despian

Welcome to the Raul Despian State Farm office in Davie, FL!

As hurricane season begins, we are here to help you stay prepared and protected for the unexpected. Now is the perfect time to review your policies and ensure you have the coverage you need for your home, auto and your family. Our mission is to guide you step by step in understanding your insurance needs and provide personalized options that align with your goals. Since opening our doors in 2017, we have been dedicated to building meaningful connections with our customers and offering guidance for all their insurance questions. Our friendly, energetic team is committed to supporting you as you navigate the complexities of insurance coverage.

With extensive experience in the insurance industry, our team is prepared to assist you in both English and Spanish. We take pride in creating insurance plans personalized to the various stages of life. Our services include Life Insurance, Home Insurance, Auto Insurance, and Business Insurance. Additionally, we offer coverage for boats, motorcycles, condos, and even your beloved pets. Our reach extends beyond Davie to cities such as Cooper City, Pembroke Pines, Hollywood, and Fort Lauderdale. Whether you seek guidance or are ready to get coverage, please call or visit our office!

I am a proud Florida International University graduate with a Bachelor of Arts in International Relations. My journey with State Farm began in 2006, driven by a passion for helping others. Becoming a State Farm agent allowed me to serve my community directly. I’ve since been honored to support local high schools and universities through educational courses on safe driving and insurance. In 2022, I was privileged to serve on Miami’s NAIFA Board of Directors.

Outside work, I enjoy staying active at the gym, watching sports, and spending time with my wonderful wife and family. Serving and supporting my community is at my heart, and I look forward to connecting with you. Stop by our office soon — we’re here to help!

Frequently Asked Questions (FAQ):

Q: How do I get car insurance quotes?

A: You can get car insurance quotes online, by phone, or with a local agent by sharing details about your vehicle, driving history, and coverage needs. Raul, your local State Farm agent in Davie, FL, is here to help.

Q: How soon can I get insured for my car?

A: Car insurance coverage can often start the same day, depending on your situation. Raul is here to help your Davie household feel covered.

Q: What are the insurance requirements on a leased car?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. Looking for coverage? Talk with Raul about your options in Davie.

Q: What happens when you have life insurance in place?

A: Life insurance provides a payout to your beneficiaries if you pass away while the policy is active, helping offer financial protection. Raul is proud to serve the Davie community.

Q: What exactly is renters insurance and how does it work?

A: Renters insurance is a simple way to help protect your personal belongings and provide liability coverage while you're renting. Since your landlord's policy typically covers the building itself, this type of coverage is designed to help protect you and the things you own. Serving Davie and the surrounding area, Raul can help answer your questions.

Q: Do you have to have home insurance?

A: Whether homeowners insurance is required depends on your situation and may vary by state. If you have home financing, your lender will likely require it. Even if it's not required, many people choose to have coverage to help protect their home and everything that comes with it. Have questions? Raul in Davie can walk you through your options.